DOI: 10.1016/j.enpol.2020.112025
论文题名: Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion
作者: Schleich J. ; Faure C. ; Meissner T.
刊名: Energy Policy
ISSN: 03014215
出版年: 2021
卷: 149 语种: 英语
中文关键词: Debt aversion
; Econometrics
; Energy efficiency
; Energy policy
; Soft loans
英文关键词: Energy efficiency
; Surveys
; Energy efficiency policies
; EU countries
; European Union countries
; Formal education
; Household surveys
; Low-interest loans
; Romania
; United kingdom
; Retrofitting
; accessibility
; credit provision
; debt
; econometrics
; energy efficiency
; energy policy
; European Union
; household survey
; lending behavior
; policy analysis
; policy implementation
; residential energy
; France
; Germany
; Italy
; Poland [Central Europe]
; Romania
; Spain
; Sweden
; United Kingdom
英文摘要: Energy efficiency policies often involve low-interest loans for retrofit measures in private buildings; the main target of these loans are meant to be households with otherwise poor access to capital. However, such programs can only be successful if the targeted households also take up these loans. This paper studies the relation between access to capital and debt aversion and the adoption of retrofit measures in European Union countries, employing a demographically representative household survey including about 6600 homeowners in France, Germany, Italy, Poland, Romania, Spain, Sweden, and the United Kingdom. The findings suggest that debt aversion negatively affects the adoption of retrofit measures by homeowners. In particular, debt-averse homeowners with poor access to capital are less likely to have adopted retrofit measures than non-debt-averse homeowners with poor access to capital. The findings further provide evidence that low-interest loan programs should be targeted at younger homeowners with lower income and less formal education. © 2020 Elsevier Ltd Citation statistics:
资源类型: 期刊论文
标识符: http://119.78.100.158/handle/2HF3EXSE/168010
Appears in Collections: 气候变化与战略
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作者单位: Grenoble Ecole de Management, Grenoble, 38000, France; Fraunhofer Institute for Systems and Innovation Research, Karlsruhe, 76139, Germany; Maastricht University, Maastricht, 6211, LM, Netherlands
Recommended Citation:
Schleich J.,Faure C.,Meissner T.. Adoption of retrofit measures among homeowners in EU countries: The effects of access to capital and debt aversion[J]. Energy Policy,2021-01-01,149