DOI: 10.1002/wcc.37
Scopus记录号: 2-s2.0-79957558659
论文题名: Micro-insurance for local adaptation
作者: Suarez P ; , Linnerooth-Bayer J
刊名: Wiley Interdisciplinary Reviews: Climate Change
ISSN: 17577780
出版年: 2010
卷: 1, 期: 2 起始页码: 271
结束页码: 278
语种: 英语
英文关键词: Agriculture
; Atmospheric pressure
; Climatology
; Developing countries
; Drought
; Insurance
; Seed
; Storms
; Weather forecasting
; Economic security
; Insurance systems
; Local adaptation
; Potential benefits
; Seasonal rainfall
; Southern oscillation
; Tropical cyclone
; Weather variability
; Climate change
英文摘要: Insurance instruments that provide economic security against droughts, floods, tropical cyclones and other weather extremes have emerged as an opportunity for developing countries in their concurrent efforts to reduce their vulnerability to weather variability and adapt to climate change. Yet, issues remain concerning the viability of insurance systems serving the most vulnerable and their potential role in an adaptation regime.Many pilot projects are underway, that can inform debate on these issues. This discussion builds on a recent droughtmicro-insurance project for subsistence farmers in Malawi, which by enabling farmers to access higher yield seeds, raises their productivity and decreases their vulnerability to climate change. Beyond this 'developmental' gain from insurance we show that microinsurance in Malawi can directly promote adaptation by actually reducing crop losses from drought. This is possible by incorporating seasonal rainfall forecasts, which are strongly related to El Nin{ogonek} o-Southern Oscillation (ENSO), into insurance pricing. This paper describes the Malawi pilot program, its challenges after the first operational year and the potential benefits of ENSO-based pricing. The paper concludes by discussing the outlook for micro-insurance in the emerging climate. © 2010 John Wiley & Sons, Ltd. Citation statistics:
资源类型: 期刊论文
标识符: http://119.78.100.158/handle/2HF3EXSE/76534
Appears in Collections: 影响、适应和脆弱性 气候变化与战略
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作者单位: Red Cross/Red Crescent, Climate Centre, PO Box 28120, 2502 KC The Hague, Netherlands; International Institute for Applied Systems Analysis (IIASA), A-2361 Laxenburg, Austria
Recommended Citation:
Suarez P,, Linnerooth-Bayer J. Micro-insurance for local adaptation[J]. Wiley Interdisciplinary Reviews: Climate Change,2010-01-01,1(2)